Mo2 Thinks.com - Here's what I think

Know what your excess cash flow is to reach Financial Freedom

I’m a banker and I spend a lot of time giving clients all sorts of advice from their bank accounts, loans, mortgages, investments and much more. But just like in any business, I like to talk about the cash flow of clients and really try to tell them how important it is for them...

20 May 2013 | 0 Comments

What’s your Lifelong Bucket List?

In the midst of our busy lives we often forget what’s important to us. Every one of us has different values and we treasure certain things differently than others do. Have organic coffee to you might be one of the most important elements of your day, while someone else might have to go bungee...

12 May 2013 | 0 Comments

Mo2thinks.com is back!

After being static for months and then being down for another couple, Mo2thinks.com is finally back. I thank all of you for continuing to come back even after my hiatus. I look at the stats of this site and realize how much I appreciate all you visiting and reading what I have to say!...

19 April 2013 | 0 Comments

I turned 30, now what?

On September the 3rd, I hit 30 years of age. It’s a milestone and a disaster at that the same time. It’s a crucial time in life that you reflect on what you’ve accomplished and what you haven’t. I have many older people tell me that their thirties were the best times of their...

10 September 2012 | 0 Comments

Happiness before Success

I’ve been spending some time on TED.com and I watched a video about how happiness should come before success. We all think, “once I’m successful/rich/famous/sexy, I’ll be happy” but just as presenter Shawn Achor the CEO of Good Think Inc. argues, if we’re happy it makes all that a heck of a lot easier...

06 September 2012 | 0 Comments

Love & Peace. Life goes on…

Mo2 Thinks will change. How? That’s a good question, and I’m in the midst of working out the plan myself but I’ve been meaning to change things around for the longest time. The design, style and layout of the website/blog will definitely change but that’s just the start. I’ve had this website/blog since early...

15 August 2012 | 0 Comments

One Year From the Disaster in Japan – What Happened and What We Need to do going forward

Japan’s Earthquake and Tsunami Facts: Date: March 11th, 2011 Dead or Missing: 19,057 Number Injured: 26,992 Homes Completely Destroyed: 129,101 Today marks the 1-year anniversary of the earthquake and tsunami that hit Japan. It was a horrible shock to have such a beautiful country to go through such a tragic event. I remember at...

11 March 2012 | 0 Comments

A Little Soul Searching

Another week has passed and so many things happen in a blink of an eye that it’s hard to really take in what has happened. I’m referring to both good and bad things. We always say, “time flies” passively but it’s only because we’re busy and not really spending the time to really appreciate...

05 February 2012 | 0 Comments

Retiring Early and What it Really Means

When it comes to Investing and Finance, I’m a bit of nerd. Ok, that’s probably an understatement. Many a time, I have sent e-mails to close friends that have turned out to be essays trying to give them good advice. It’s definitely a passion I have. I’ve spent countless hours studying this stuff and...

29 January 2012 | 0 Comments

The Search for Balance in Life

I started out the year writing about how I wanted to find balance in my life. The search continues as it isn’t something that can be accomplished overnight. I’m currently working and taking three courses at the same time. Having to drive out to a class after work and coming home around 10 pm...

17 January 2012 | 0 Comments

New Year’s Resolutions and Taking a Step Forward

Happy New Year! I hope every one of you had a wonderful New Year celebration and I wish you only the best in 2012. Hang in there! Life is full of humps and bumps but the more humps and bumps you experience, the better person you become. So, what are your goals this year?...

01 January 2012 | 0 Comments

What Makes You Happy?

First off Merry Christmas everyone, I hope you and everyone important to you has a wonderful holiday season. Snow or no snow, it’s a time for celebrating and really cherishing what you have. For those that don’t celebrate Christmas, I hope you enjoy whatever holiday you get. You definitely deserve it. Relax, have some...

24 December 2011 | 0 Comments

The Stock Market Continues to fall. Do you Buy, Sell, or Hold?

Every stock market in the world is falling with no end in sight. It’s never fun to be watching the markets fall, unless you are shorting the market. So you’re in the hole and are losing money, what do you do? The answer? It depends on your situation. If everything in life had one...

25 September 2011 | 0 Comments

Money Saving Strategies

The Automatic Savings Plan The automatic savings plan is where you have a set amount of dollars that are taken out of your paycheque automatically. This means that you won’t have to “think” about saving and it’ll be done for you automatically. You can have this money taken out pretty much at anytime that...

10 September 2009 | 0 Comments

The Total Debt Service Ratio

After writing about car buying it made me want to write about how much debt an individual could afford. I don’t think too many people think about how much debt they can really have. By using the Total Debt Service Ratio (TDS hereafter) you can get a decent idea as to how much debt...

10 July 2009 | 0 Comments

The Art of Compounding

Ah, one of my favorite themes. This will be a recurring topic but I figured I should get into some detail to give you a better idea as to how time actual is on our side once in a while. (Nice for a change eh?) Compounding can work for you as long as we...

10 December 2008 | 0 Comments

Talking about Money – Sensitivity

Money is a sensitive topic. When you talk about it a lot of people get uneasy. You can lose your best friend or fiancée with an argument over money. People commit criminal offences to get their hands on money. When it comes to financial education, most people have little to none. Few people know...

10 September 2008 | 0 Comments